How subrogation works and when to use it

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Disclaimer: I’m not a financial advisor. This article is for informational purposes only. It should not be considered financial or legal advice. Consult a financial professional before making any significant financial decisions.

What is subrogation

According to Legalmatch.com, a subrogation consists of replacing one creditor with a different one.

After the subrogation occurs, the debtor will pay the substitute creditor, also called subrogee, who now has all the original creditor’s rights.

Law requirements for subrogation change according to the country; that’s why I don’t want to go much into details that might not be valid for the place where you live.

Before signing…


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I started writing on Medium in mid-May 2020 after watching a video on YouTube. I’m sure many of the writers who began writing on Medium in that period or after decided to join because of Shelby’s videos.

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Founded in 1639, Newport quickly became a significant seaport with trading routes to the West Indies. Its years as a famous seaport ended with the British blockade (1776) and the near-complete destruction by the soldiers.

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Alice Toneatto

🇮🇹 bookkeeper & content creator, blogger & PoD seller. Curious, food addict, animal lover & solo traveler. I write about money, food, travel & human behaviors

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